Save More on Every Fuel Purchase With These Credit Cards.
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1. Maximizing Savings on Fuel Expenses
Fuel prices in the UAE have been on the rise, making it essential for residents to find ways to save on their fuel expenses. One effective method is by using a petrol cashback credit card. These cards offer cashback on fuel purchases, helping you save money every time you fill up your tank. In this blog, we will explore the best petrol cashback credit cards available in the UAE, their features, and how they can benefit you.
UAE Fuel Market Overview
The UAE's fuel market is dynamic, with prices fluctuating based on global oil prices. With these rising costs, having a petrol cashback credit card can significantly reduce your fuel expenses.
Top Petrol Cashback Credit Cards in UAE
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2. Understanding Fuel Cashback Credit Cards
How Fuel Cashback Works
When you use a petrol cashback credit card to pay for fuel, a certain percentage of the transaction amount is credited back to your account. For example, if your card offers 5% cashback and you spend AED 100 on fuel, you will receive AED 5 as cashback. This cashback can be used to offset future purchases or reduce your credit card bill.
Savings on Fuel Expenses: The primary benefit is the savings on fuel costs. With rising fuel prices, these savings can add up over time.
Additional Perks: Many petrol cashback credit cards offer additional benefits such as discounts on dining, travel, and shopping.
Convenience: Using a credit card for fuel purchases is convenient and can help you track your expenses more effectively.
3. Key Features to Look for in Fuel Cashback Credit Cards
Cashback Rates
The cashback rate is the percentage of the transaction amount that is returned to you as cashback. Higher cashback rates mean more savings. For example, a card offering 10% cashback on fuel purchases will save you more than a card offering 5%.
Monthly Caps and Limits
Many petrol cashback credit cards have monthly caps on the amount of cashback you can earn. It's important to be aware of these limits to maximize your savings. For instance, if a card has a monthly cap of AED 100, you won't earn any additional cashback once you reach this limit.
Look for cards that offer additional perks such as discounts on dining, travel, and shopping.
Some cards also provide benefits like free roadside assistance, travel insurance, and airport lounge access.
Minimum Salary Requirements
Each credit card has a minimum salary requirement that you must meet to be eligible. Make sure you choose a card that matches your income level.
4. Emirates Islamic RTA Credit Card
Key Features
Minimum Salary Requirement: AED 5000
Cashback on Fuel Spends: 10%
Monthly Cashback Cap: AED 100
Additional Benefits: Discounts on RTA services, travel and dining offers
Benefits of Using the Emirates Islamic RTA Credit Card
High Cashback Rate: With a 10% cashback rate, you can save a significant amount on your fuel expenses.
Additional Discounts: Enjoy discounts on RTA services, making it a great card for those who frequently use public transportation.
Travel and Dining Offers: The card also offers various travel and dining discounts, adding more value to your spending.
How to Apply
Applying for the Emirates Islamic RTA Credit Card is simple. You can visit the Emirates Islamic Bank website or any of their branches to apply. Make sure you meet the minimum salary requirement and have the necessary documents ready.
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5. EIB Credit Card – Limited Edition
Key Features
Minimum Salary Requirement: AED 5000
Cashback on Fuel Spends: 10%
Monthly Cashback Cap: AED 100
Additional Benefits: Travel and dining offers, airport lounge access, and more
Benefits of Using the EIB Credit Card – Limited Edition
High Cashback Rate: With a 10% cashback rate on fuel purchases, you can save a significant amount on your fuel expenses.
Travel and Dining Offers: Enjoy various travel and dining discounts, adding more value to your spending.
Airport Lounge Access: Get complimentary access to airport lounges, making your travel experience more comfortable.
How to Apply
Applying for the EIB Credit Card – Limited Edition is straightforward. You can visit the Emirates Islamic Bank website or any of their branches to apply. Ensure you meet the minimum salary requirement and have the necessary documents ready.
6. FAB Cashback Credit Card
Key Features
Minimum Salary Requirement: AED 5000
Cashback on Fuel Spends: 5%
Monthly Cashback Cap: AED 150
Additional Benefits: Cashback on groceries, utilities, and more
Benefits of Using the FAB Cashback Credit Card
Versatile Cashback: Earn 5% cashback on fuel purchases, helping you save on your daily commutes.
Additional Cashback Categories: Enjoy cashback on groceries, utilities, and other everyday expenses.
Travel Perks: Benefit from free worldwide airport lounge access and discounts on travel bookings.
How to Apply
To apply for the FAB Cashback Credit Card, visit the First Abu Dhabi Bank website or any of their branches. Ensure you meet the minimum salary requirement and have the necessary documents ready.
7. HSBC Cashback Credit Card
Key Features
Minimum Salary Requirement: AED 10000
Cashback on Fuel Spends: 5%
Monthly Cashback Cap: AED 200
Additional Benefits: Airport lounge access, travel insurance, and more
Benefits of Using the HSBC Cashback Credit Card
High Cashback Rate: Earn 5% cashback on fuel purchases, helping you save on your fuel expenses.
Travel Benefits: Enjoy complimentary airport lounge access and travel insurance, making your trips more comfortable and secure.
Additional Perks: Benefit from various discounts on dining, shopping, and more.
How to Apply
You can apply for the HSBC Cashback Credit Card by visiting the HSBC website or any of their branches. Ensure you meet the minimum salary requirement and have the necessary documents ready.
8. Samba Supercharged Titanium Credit Card
Key Features
Minimum Salary Requirement: AED 5000
Cashback on Fuel Spends: 5%
Monthly Cashback Cap: No cap
Additional Benefits: Worldwide fuel cashback, discounts on dining and shopping
Benefits of Using the Samba Supercharged Titanium Credit Card
Unlimited Cashback: With no cap on the monthly cashback, you can maximize your savings on fuel purchases.
Global Acceptance: Enjoy 5% cashback on fuel transactions worldwide, making it ideal for frequent travelers.
Additional Discounts: Benefit from various discounts on dining, shopping.
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9. Rak Bank Titanium Credit Card
Key Features
Minimum Salary Requirement: AED 8000
Cashback on Fuel Spends: 5%
Monthly Cashback Cap: AED 100
Additional Benefits: Cashback on supermarkets and dining, free roadside assistance, and more
Benefits of Using the Rak Bank Titanium Credit Card
High Cashback Rate: Earn 5% cashback on fuel purchases, helping you save on your daily commutes.
Additional Cashback Categories: Enjoy cashback on supermarket and dining expenses, adding more value to your spending.
Free Roadside Assistance: Benefit from complimentary roadside assistance, providing peace of mind during your travels.
To apply for the Rak Bank Titanium Credit Card, visit the Rak Bank website or any of their branches. Ensure you meet the minimum salary requirement and have the necessary documents ready.
10. ADIB Booking Infinite Card
Key Features
Minimum Salary Requirement: AED 15000
Cashback on Fuel Spends: 5%
Monthly Cashback Cap: AED 50
Additional Benefits: Discounts on hotel bookings, airport lounge access, free valet services, and more
Benefits of Using the ADIB Booking Infinite Card
Travel Benefits: Enjoy discounts on hotel bookings and complimentary airport lounge access, enhancing your travel experience.
High Cashback Rate: Earn 5% cashback on fuel purchases, helping you save on your fuel expenses.
Free Valet Services: Benefit from complimentary valet services at key locations in the UAE.
How to Apply
You can apply for the ADIB Booking Infinite Card by visiting the ADIB website or any of their branches. Ensure you meet the minimum salary requirement and have the necessary documents ready.
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11. Emirates NBD LuLu 247 Mastercard Platinum Credit Card
Key Features
Minimum Salary Requirement: AED 15000
Cashback on Fuel Spends: 4%
Monthly Cashback Cap: No cap
Additional Benefits: Discounts at LuLu Hypermarkets, complimentary airport lounge access, and more
Benefits of Using the Emirates NBD LuLu 247 Mastercard Platinum Credit Card
High Cashback Rate: Earn 4% cashback on fuel purchases, helping you save on your fuel expenses.
LuLu Hypermarket Discounts: Enjoy exclusive discounts and offers at LuLu Hypermarkets, adding more value to your shopping.
Travel Perks: Benefit from complimentary airport lounge access, making your travel experience more comfortable.
How to Apply
To apply for the Emirates NBD LuLu 247 Mastercard Platinum Credit Card, visit the Emirates NBD website or any of their branches. Ensure you meet the minimum salary requirement and have the necessary documents ready.
12. Dubai Islamic Consumer Platinum Card
Key Features
Minimum Salary Requirement: AED 15000
Cashback on Fuel Spends: 4%
Monthly Cashback Cap: AED 150
Additional Benefits: Cashback on utility bills, travel insurance, and more
Benefits of Using the Dubai Islamic Consumer Platinum Card
High Cashback Rate: Earn 4% cashback on fuel purchases, helping you save on your fuel expenses.
Utility Bill Cashback: Enjoy cashback on utility bill payments, adding more value to your spending.
Travel Insurance: Benefit from complimentary travel insurance, providing peace of mind during your trips.
How to Apply
You can apply for the Dubai Islamic Consumer Platinum Card by visiting the Dubai Islamic Bank website or any of their branches. Ensure you meet the minimum salary requirement and have the necessary documents ready.
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13. Choosing the Best Fuel Cashback Credit Card for You
Selecting the best petrol cashback credit card depends on your individual needs and spending habits. Consider factors such as the cashback rate, monthly caps, additional benefits, and minimum salary requirements. By choosing the right card, you can maximize your savings on fuel expenses and enjoy various other perks.
FAQs on Best Fuel Cashback Credit Card in UAE
What is the best credit card for getting gas?
The best credit card for getting gas depends on your specific needs and spending habits. In the UAE, some top options include the Emirates Islamic RTA Credit Card, which offers 10% cashback on fuel spends, and the FAB Cashback Credit Card, which provides 5% cashback on fuel purchases. These cards also come with additional benefits such as discounts on dining and travel, making them versatile choices for frequent drivers.
Is it good to pay for fuel using credit card?
Paying for fuel using a credit card can be beneficial if you use a petrol cashback credit card. These cards offer cashback on fuel purchases, helping you save money every time you fill up your tank. However, it's important to choose a card with a high cashback rate and low fees to maximize your savings. Always check the terms and conditions of your credit card to ensure you're getting the best deal.
Is it better to use a fuel card or credit card?
Using a fuel card or a credit card depends on your specific needs. Fuel cards often offer higher discounts on fuel purchases and can be used at specific petrol stations. On the other hand, petrol cashback credit cards provide cashback on fuel spends and can be used at any petrol station. Consider your spending habits and choose the option that offers the most savings and convenience for you.
Which credit card is best for fuel in the UAE?
The best credit card for fuel in the UAE depends on your specific needs and spending habits. Some top options include the Emirates Islamic RTA Credit Card, which offers 10% cashback on fuel spends, and the FAB Cashback Credit Card, which provides 5% cashback on fuel purchases. These cards also come with additional benefits such as discounts on dining and travel, making them versatile choices for frequent drivers.
Is it worth getting a fuel card?
Getting a fuel card can be worth it if you frequently spend on fuel. Fuel cards offer higher discounts on fuel purchases and can help you save money over time. Additionally, fuel cards often come with other benefits such as tracking fuel expenses and managing vehicle operations. Consider your fuel spending habits and choose a fuel card that offers the most savings and convenience for you.
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What is the best fuel card?
The best fuel card depends on your specific needs and spending habits. Some top options include the Shell Fuel Card, which offers access to 1,000 Shell stations and 2,000 partner stations, and the BP Fuel Card, which provides access to 1,200 BP stations and 2,200 partner stations. Consider your fuel spending habits and choose a fuel card that offers the most savings and convenience for you.
Is it worth getting a gas credit card?
Getting a gas credit card can be worth it if you frequently spend on fuel. Gas credit cards offer cashback on fuel purchases, helping you save money every time you fill up your tank. Additionally, gas credit cards often come with other benefits such as discounts on dining and travel. Consider your fuel spending habits and choose a gas credit card that offers the most savings and convenience for you.
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What credit card has a 5% on gas?
The Citi Custom Cash Card offers 5% cashback on gas purchases (on up to $500 per month). This card is ideal for those who frequently spend on gas and want to maximize their savings. Additionally, the card's bonus category automatically adjusts to your biggest spending category each month, providing flexibility and convenience.
Which credit card is best for Shell petrol?
The best credit card for Shell petrol depends on your specific needs and spending habits. Some top options include the Citi Cash Back Card, which offers reliable cashback for dining, petrol, and groceries, and the HSBC Visa Platinum Card, which provides rewards on Shell petrol discounts. Consider your spending habits and choose a card that offers the most savings and convenience for you.
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Disclaimer: The information provided in this article is intended for general informational purposes only. The details mentioned are based on the best available information at the time of publication and are subject to change without notice by the respective authorities. Readers are encouraged to consult the relevant offices directly for the most accurate and updated information.